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In the midst of a global health crisis and worldwide economic and financial uncertainty – surely there’s no benefits for the average Australian homeowner or investor, right?
When all seems gloomy, in enters the Reserve Bank of Australia’s (RBA), interest rate drop.
With a current official cash rate of 0.25% and interest rates well below 3%, now is essentially, a perfect time to consider refinancing your home loan.
The banks, mortgage brokers and your trusted Gold Coast Accountant are all open for business, ready to help you make the most of your lending capacities, assisting you to understand and capitalise on the record low rates.
Interested in refinancing your home loan? Read more from Crest Accountants to see how you could benefit.
Record low interest rates
Now is the perfect time to get strategic about your finances, which may include reviewing and refinancing your current home loan.
This will involve:
- Sourcing the best interest rates available,
- Potentially negotiating these interest rates, and
- Locking a fixed rate in now to help you save, avoiding fluctuations and interest charges.
Seeking advice from a professional like a mortgage broker can make this all possible.
First home buyers? Crest Accountants are here for you, too! With low interest rates and dropping property prices, if you’ve ever felt like taking the first step on the Gold Coast property ladder – now is a good time.
2020 has thrown curveballs at us, so it’s crucial now more than ever, to make strategic financial decisions, like Sarah below.
Client case study: Sarah, a recent refinancer
Meet Sarah, she’s a Gold Coast professional in her 30s, who just refinanced her home loan. She works hard to ensure a financially comfortable future, still enjoys a weekend brunch opportunity and isn’t afraid to research and shop around for a better deal.
Eager to tap into the record low rates, Sarah asked for assistance from her Gold Coast Mortgage Broker, at Crest.
Sarah shared her experience:
“I didn’t know where to start, but I knew I wanted a good deal. Dion and Natalie at Crest ensured a simple and guided process, answering all of my many questions, and holding my hand the whole way – It was such a nice experience!”
Sarah’s advice to people interested in refinancing their home loan:
- Don’t be afraid to ask a lot of questions,
- Be sure to stay well-informed of the ins and outs of home loan process, and
- Know exactly what you’re signing up for.
Thankfully, Sarah received all this and more from the helpful Crest Lending team.
“They gave me a highly competitive rate, and I was educated so much about the entire process, from what banks like, my residential lending capacity, budgeting and bettering my finances.”
Your Gold Coast Mortgage Broker is here for you
At Crest Accountants, we’re your team of finance and accounting gurus who have your best financial interests at heart, helping you:
- Not only get a better deal, but understand how and why you’re getting it,
- Get motivated and strategic with healthy financial habits, and
- Keep as much money in your pocket as possible.
We value our clients getting a better deal whenever and wherever possible and are ready to help you.
Need help refinancing your home loan?
Contact Crest Accountants today for tailored mortgage broking and accounting services for you.
Disclaimer: The information contained in this news post is general in nature and is intended to provide a general summary only and should not be relied on as a substitute for professional advice.
