Cash Flow Forecasts

Cash Flow Forecasts Services

If you’re a business owner, you’ll know that cash flow is considered king. It doesn’t always feel that way though and can be a sore point for many, but it doesn’t have to be. With professional cash flow forecasting services, you can focus on the future growth and success of your business, knowing you’re in control.

Focus on business growth with a steady cash flow

A steady cash flow takes time, planning, patience and a little help – help from a team of professionals who will work with you to set your financial goals, create strategies, measure performance and make any necessary changes along the way. Once your cash flow is steady and you have the right advice and guidance on your side, you can continue focusing on your business goals and growth, more focused than ever.

How Crest Accountants can help

As a business owner trying to create a steady cash flow and get clear on your finances, there’s a lot to think about. This is why the right advice and guidance are so important. We’ve been helping business owners effectively plan and forecast their cash flow for over 45 years. We’re here to help you get clear on your cash flow too.

With cashflow advice and forecasting services like these:

and with expert cash flow accountants, your business will be in the best possible hands with Crest Accountants.

News about Cash Flow Forecasts

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The Shocking Truth About Business Payment Terms

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How Cash Flow Forecasts Can Benefit Your Pharmacy

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Cash Flow Forecasting Frequently Asked Questions

What is a cash flow forecast?

A cash flow forecast is a forward-looking view of the money expected to come into and go out of your business over a set period. It helps you understand whether you are likely to have enough cash on hand to cover your costs and keep moving forward with confidence.

Why is cash flow forecasting important for a business?

Because cash flow affects everything from day-to-day operations to long-term growth. A good forecast helps you plan ahead, stay in control and avoid being caught off guard by pressure points in your business finances.

How often should a cash flow forecast be updated?

For most businesses, monthly updates are a smart minimum. If your cash flow changes quickly, is seasonal, or feels tight, reviewing it more often can give you a clearer picture and help you make better decisions sooner.

What should be included in a cash flow forecast?

A useful cash flow forecast should include your opening cash balance, expected income, the timing of customer payments, regular and irregular expenses, and major obligations like tax, wages, loan repayments or supplier payments. The clearer the inputs, the more useful the forecast becomes.

What’s the difference between cash flow and profit?

Profit shows what is left after income and expenses are accounted for on paper. Cash flow is about timing, when money actually comes in and goes out of your bank account. That is why a business can be profitable and still run into cash flow pressure.

What’s the difference between a budget and a cash flow forecast?

A budget looks at expected income and expenses over a period. A cash flow forecast looks at when cash is actually expected to move, which is what helps you see whether you will have enough money available when bills, wages and tax commitments fall due.

Do small businesses really need a cash flow forecast?

Absolutely. Cash flow forecasting is not just for large businesses. If you are paying wages, rent, suppliers, tax or loan repayments, having a clear view of what is ahead can make a real difference to your confidence and decision-making

Can an accountant help with cash flow forecasting?

Yes and the right guidance can make the process far more useful. Crest’s cash flow forecasting service includes budgeting, forecasting, planning and projections, with support designed to help business owners set financial goals, measure performance and make changes along the way.

As the sole director of a SMSF with a Corporate Trustee in place, I transitioned to Crest Accountants in 2017.I am very happy with the professional relationship developed with Joanna Crandon. She is very approachable and always willing to explain any queries I have from time to time.The Super Fund’s paperwork is kept up to date and any work required is diligently and promptly attended to.The customer service I received is exemplary. Thank you, Joanna.

Helen Scarborough

Wesley from Crest Accountants has been looking after all our Accounting , Taxation and Financial Advice both personally and Business since 2014 .I have found the Crest Accountants team to offer exceptional service and a professionalism. Care and attention to details is of high priority .We have no hesitation in recommending Crest Accountants for your business and personal financial advice and accounting needs.Wesley is always available to share his knowledge and expertise.

Mary Sarroff – Co-Founder – Sarroff Group

I have partnered with Crest Accountants for quite a number of years now. I guess one of the most valuable things to me as a business owner - apart from good smart accounting - is the fact that Crest are proactive in their support of my business.Crest Accountants stay on top of things globally, nationally and locally in terms of what I need to be made aware of.I liaise mostly with Troy who genuinely takes an interest in the wellbeing of both myself, and the health and growth of my business. He tends to see ‘big picture’ and that has been invaluable to me over the years. This will be even more essential as we begin to navigate higher volatility levels resulting from increased global instability in the seasons to come.

Matthew Williamson – Director – HT Concepts Pty Ltd T/as Nursery and Garden Supplies

Justin Fahey has been incredibly professional all the way through the process and I would like to express my appreciation! Justin made it easy for me to provide the required information about my cryptocurrency and his confidence & great knowledge is impressive. I will certainly choose CREST to look after my future tax returns and will highly recommend Justin to any person who needs help with cryptocurrency taxation. Thank you!

Claudia Klien

“I've been using Crest accountants for 5 years & it's always a great service. Every year whenever I'm ready, I send my files through their convenient WeTransfer program and write any comments. I've never had to go into the office been able to do it all conveniently from home at anytime I want. Excellent & efficient service every time.”

Michael Slivka

“I recommend using Brett and Wes to handle any accounting matters on the Gold Coast and surrounding areas. I have worked closely with them on my personal and business matters. I find them to be very thorough, professional and can endorse their ability to others. Great Work Crest. Thanks for your ongoing support.”

Mason Kidman

“Growing a business is never easy which is why we approached Crest. We have been using Crest for the past 2 and half years and all we can say is thank you! Ryan and the team have always provided professional advice. The advice is thorough and has always taken into account the pros and cons, especially from a Risk's perspective. We have been able to establish an efficient business structure which allows us to minimise tax where possible while working towards quarterly targets to grow the business. Without Crest, our understanding of the business would not be where it is today.”

FUKU Japanese Broadbeach Restaurant

“Recently I came on board as a client and cannot recommend Angela highly enough. To date, my experience with Angela and the team has been fantastic and I would not hesitate in providing a referral. I have been impressed with the prompt return of calls and emails and have had all work completed within our agreed time frames. The valuable taxation and small business advice I have received has been incredibly useful and provided me with support and guidance on my personal and business journey. If you are looking for a Tax Accountant or Advisor, don't hesitate in making the move over to Crest.”

Lauren Gregory – Innovative Bean Counting

“I highly recommend Crest Advisors. I have been working with Crest for 4 years and they assist me personally and my business in several areas including Cashflow forecasting, tax planning, business structuring, BAS, Finance, Insurance and SMSF. They provide excellent services and will help you achieve your personal and business goals.”

Jed Newnham – Managing Director of Newnham Scaffolding

“Crest are fantastic accountants that go above and beyond in helping to keep our business run smoothly. We have been with them for the whole time we have been in business and each and every member of the team is accessible at anytime and have always gone out of their way to supply the information we need. Thank you for your great service!”

Shane and Kristy – Gold Coast Fresh Meat Centre

“Crest Accountants...we cannot recommend them highly enough!! Throughout the years Wes and his team have supplied us with their expertise and wonderful service. With a genuine concern for you and your business they are professional yet very comfortable to work with. We are grateful for their service and continue to look forward to working with them in years to come. Thanks Crest!”

Carree and Brett Pawson – Brett Pawson Metal Roofing

“I have partnered with Crest Accountants for quite a number of years now. I guess one of the most valuable things to me as a business owner - apart from good smart accounting - is the fact that Crest are proactive in their support of my business. Crest Accountants stay on top of things globally, nationally and locally in terms of what I need to be made aware of. I liaise mostly with Troy who genuinely takes an interest in the wellbeing of both myself, and the health and growth of my business. He tends to see ‘big picture’ and that has been invaluable to me over the years. This will be even more essential as we begin to navigate higher volatility levels resulting from increased global instability in the seasons to come.”

Matthew Williamson – Director – HT Concepts Pty Ltd T/as Nursery and Garden Supplies

"Troy and the Team at Crest Accountants always are a pleasure to deal with. My tax scenario was very complex however it was really relaxed and easy to chat it through. It feels so good to have it all back on track."

Nick Moore

"Since 1996, I’ve entrusted the firm and its staff with my personal and business-based financial affairs. Their expertise, guidance, and comprehensive ‘on-tap’ counsel have been invaluable to all aspects of my accounts and financial management, and both the partners and accountants have worked tirelessly to keep the many elements of my financial matters on track, and in my best interests."

Dr. Dimitri Kopanakis – Managing Director - String Central Pty Ltd

“Crest Accountants have been our accountants and financial advisors for 15 years. We have found them to be reliable and competent and have placed great value on the many suggestions they have made to us in this period which include: Company and Superannuation Structuring; Financial Planning; Budgeting and Taxation Strategy. They have been pro-active to any legislation changes and have advised well in time to make such changes which are necessary for compliance and protection of our company. We can recommend them to any company wishing to make use of their services.”

Lynn Flynn – General Manager - Protea Properties Pty Ltd